CIC researches, develops and implements client specific solutions. Risk is managed with a strategic, two-phase process.
PHASE ONE: Insurance Program Evaluation
We provide an in-depth, independent analysis of your current insurance program to verify accuracy. Alternatives are presented for insurance not currently carried. Additional risk transfer methods are recommended in your organization's best interests.
PHASE TWO: Ongoing risk management services & Educational support
Our ongoing consultation and insight ensure that insurance programs are effective and remain responsive.
We review contracts, certificates and audits for accuracy and make recommendations to further protect your company.
We perform carrier and broker request for proposals, when needed, to ensure the most comprehensive program is in place.
We provide claim support services to evaluate progress and provide resolution for outstanding claims.
Buying insurance through multiple Brokers leads to gaps and redundancies.
A Risk Manager buys insurance from three different Brokers. Even with a recent unpaid loss, the three Brokers assure the Risk Manager there are no gaps in coverage. This unsystematic approach raises the question: is there proper coverage and/or enough coverage in place?
CIC executed a comprehensive independent review of the current insurance program. This process revealed considerable gaps in coverage. A specialized single Broker proved the most effective approach. CIC performed a broker services request for proposal and conducted interviews.
The new Broker provided alternate carrier options, broader coverage, higher deductibles and an overall program savings. The Client now operates in a sound risk management environment.
Our team supports your risk management requests, projects and initiatives.
Upstate NY Office
1780 Wehrle Drive, Suite 101
Buffalo, NY 14221
217 West Main St.
Rochester, NY 14614
New York City Office
1251 Avenue of the Americas
New York, NY 10020
© 2018 Commercial Insurance Consultants Inc.