Commercial Insurance Consultants (CIC)


We are a knowledgeable, responsive team of risk management professionals offering solutions and resources to support growth, challenges and development.

CIC advocates for your business and fortifies your future.
We uncover what may have been overlooked.


Since 1977, our services have been 100% fee-based.
As independent, trusted advisors, we deliver transparency: valuable, unbiased information that makes a difference.

  • Retaining CIC: Consider this...

    If one or more of the following descriptions fit your organization, your business can benefit from our services:

    • An objective, independent review of insurance and risk management programs.
    • A cost analysis of insurance and risk management programs.
    • The lack of a dedicated risk manager.
    • An experience with an uncovered or under covered loss.
    • Exploring the market for competitively priced insurance programs.
    • Exploring alternative methods of financing risk.
    • Evaluation of existing/new/additional coverages for a company that has grown or changed significantly.
    • Difficulty purchasing insurance due to loss history.
    • Dissatisfaction with your broker, carrier, claims handling and the range of services provided.
    • Exploration of a merger, acquisition, or divestiture.
  • CIC's specialized Industry Insight

    Our client base represents a spectrum of industries and services including:

    • Manufacturers
    • Contractors
    • Wholesales / Retailers
    • Financial Institutions
    • Food Service Providers
    • Transportation
    • Importers / Exporters
    • Bio Technology Firms
    • Medical Products Manufacturers
    • Municipalities
    • Not-for-Profit Organizations
    • Professional Service Firms
    • Technology
    • Hospitals
    • Developers
    • Property Managers
    • Schools


  • Traditional & Specific Coverages

    In addition to conventional coverages, our depth of services provide specialty solutions. These distinctive exposures and needs include but are not limited to:

    • Commercial Property
    • Commercial General Liability
    • Commercial Automobile
    • Management Liability (Directors and Officers, Employment Practices, Fiduciary Liability, Crime, Kidnap and Ransom)
    • Commercial Professional Liability
    • Cyber Liability
    • Marine Cargo (Inland and Oceanic)
    • International Property and Liability
    • Environmental / Pollution Liability
    • Contractor’s Pollution Liability
    • Owners Controlled Insurance Programs / Contractor Controlled Insurance Programs
    • Mergers and Acquisitions (transition and coordination)
    • Umbrella / Excess Liability
    • Workers’ Compensation and Employer's Liability
    • Terrorism Coverage
    • Flood Coverage
    • Captives
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Upstate NY Office

1780 Wehrle Drive, Suite 101

Buffalo, NY 14221

O: 716.632.4442

F: 716.631.5728

Rochester Office

217 West Main St.

Rochester, NY 14614

O: 716.632.4442

F: 716.631.5728

New York City Office

1251 Avenue of the Americas

New York, NY 10020

O: 212.278.1050

F: 212.278.1733

© 2018 Commercial Insurance Consultants Inc.